Please don’t be a multi-level marketer

If you’ve ever tried to make money from home or online, I guarantee you’ve run across pyramid schemes. Some high profile companies who run pyramid schemes include Mary Kay, Advocare, LuLaRoe, Avon and Amway. And there are countless other small-time operations out there, too. You’ll never hear these companies use the term “pyramid scheme” though.Continue reading “Please don’t be a multi-level marketer”

Six real ways to make money online

How many dozens of articles have you read about ways to make money online? A lot, I’m guessing. And they all let you down, because they’re all filled with dumb ideas like “Take surveys” and “Get cash back” and “Download these apps” and ON AND ON. It’s all dreadfully bad advice. Because the truth is,Continue reading “Six real ways to make money online”

The dark side of personal finance

There’s a dark side of personal finance that’s killing our society. And it’s everywhere, from Snapchat, Facebook and LinkedIn to anywhere we consume content online. Worst of all, the offenders are often high-profile personal finance blogs like The Penny Hoarder, Clark.com and Save the Student. What am I talking about? Plain old bad advice. HorribleContinue reading “The dark side of personal finance”

Debt Update: $24,346.37

It’s been less than a month since my last debt update and here I am, with nearly $10,000 trimmed off the total balance since then! The Sonata is now sold and gone, and along with it the entire auto loan balance. It’s a great feeling. And it only makes me want to work harder now to getContinue reading “Debt Update: $24,346.37”

7 Secrets to Getting Out of Debt That You Don’t Want to Hear

You’re strapped with debt, up to your eyeballs in loans and don’t see a way out. What do you do? Pay it off! Duh, right? Recognizing the problem is the easy part. What’s next? You figure out how to get to the finish line. It seems so far away, but you’d do anything to getContinue reading “7 Secrets to Getting Out of Debt That You Don’t Want to Hear”

An easy do-it-yourself method for managing bills

How do you keep track of your bills and recurring expenses? Do you use Mint.com, your bank’s bill payment system or some sort of financial software? Maybe you just keep track on paper. For me, every solution I’ve tried is too much to keep up with. Something always ends up not working the way I expect itContinue reading “An easy do-it-yourself method for managing bills”