Please don’t be a multi-level marketer

If you’ve ever tried to make money from home or online, I guarantee you’ve run across pyramid schemes. Some high profile companies who run pyramid schemes include Mary Kay, Advocare, LuLaRoe, Avon and Amway. And there are countless other small-time operations out there, too. You’ll never hear these companies use the term “pyramid scheme” though.Continue reading “Please don’t be a multi-level marketer”

Six real ways to make money online

How many dozens of articles have you read about ways to make money online? A lot, I’m guessing. And they all let you down, because they’re all filled with dumb ideas like “Take surveys” and “Get cash back” and “Download these apps” and ON AND ON. It’s all dreadfully bad advice. Because the truth is,Continue reading “Six real ways to make money online”

The dark side of personal finance

There’s a dark side of personal finance that’s killing our society. And it’s everywhere, from Snapchat, Facebook and LinkedIn to anywhere we consume content online. Worst of all, the offenders are often high-profile personal finance blogs like The Penny Hoarder, Clark.com and Save the Student. What am I talking about? Plain old bad advice. HorribleContinue reading “The dark side of personal finance”

Staying focused on getting out of debt

I can’t believe it’s been well over a year since my last post. I’ve been horrible at posting new content! And I sincerely plan to change that starting now. So let’s get into the topic today: Staying focused on getting out of debt. Even though I haven’t been active with the blog, I have beenContinue reading “Staying focused on getting out of debt”

How I destroyed a $20,000 car

It was a cold wintery Illinois day on December 31, 2013. The last day of the year, and one of the supposed best days of the year to go car shopping. Dealers want to get rid of their inventories, and the holiday season means plenty of auto manufacturers are offering discounts. So what was I doingContinue reading “How I destroyed a $20,000 car”

Debt Update: $24,346.37

It’s been less than a month since my last debt update and here I am, with nearly $10,000 trimmed off the total balance since then! The Sonata is now sold and gone, and along with it the entire auto loan balance. It’s a great feeling. And it only makes me want to work harder now to getContinue reading “Debt Update: $24,346.37”

Debt Update: $34,030.34

It’s been about five months since my last post, so here’s an update. First of all, I’m no longer preparing for a wedding – my former fiancée and I decided it best to call it off as we both work on ourselves and deal with some personal issues that would prevent us from having a happy, long-lasting marriage.Continue reading “Debt Update: $34,030.34”

How Monkeys Teach Us to Grow Our Savings

I’m not a huge fan of Tony Robbins, but I did find his interview on The Tim Ferriss Show back in October very fascinating. One nugget of financial wisdom and psychology insight that I took away from the nearly 2-hour interview was a correlation between monkeys and humans.