7 Secrets to Getting Out of Debt That You Don’t Want to Hear

You’re strapped with debt, up to your eyeballs in loans and don’t see a way out. What do you do? Pay it off! Duh, right? Recognizing the problem is the easy part. What’s next? You figure out how to get to the finish line. It seems so far away, but you’d do anything to getContinue reading “7 Secrets to Getting Out of Debt That You Don’t Want to Hear”

Emergency fund, check! Zero balance on credit card, check!

Today is a good day. I’m happy to report that I’ve paid off the entire balance on my Citi credit card! I carried a balance on that thing for over a year! Fortunately, I only had to pay interest charges for the past two months ($30 total or so). I first got the Citi cardContinue reading “Emergency fund, check! Zero balance on credit card, check!”

Don’t argue Dave Ramsey on credit cards

I’ve read a number of blog posts and articles in the past few days that attempt to refute Dave’s steadfast belief that there is no good reason to use a credit card. These articles I’ve stumbled upon (here’s one) all go on to explain the benefits of using credit cards, and I just smile and laugh toContinue reading “Don’t argue Dave Ramsey on credit cards”

The secret ingredient to a great personal finance blog

Thinking of starting a personal finance blog? You have to be completely transparent. I know this is only my fourth post on Dimes to Dough, but I’ve been following a lot of top personal finance bloggers and industry leaders for a long time. When I think about the people in personal finance I relate to andContinue reading “The secret ingredient to a great personal finance blog”

Using Next for iPhone to curb your spending

I downloaded a smart, simple expense tracking app back in early 2013 when it was first released on the iOS App Store. I tried it for a while but eventually deleted it from my phone. Leap forward to today though – the app has some notable improvements since I first used it and I’m drawn backContinue reading “Using Next for iPhone to curb your spending”