The Best Way to Safely Capture Credit Card Details Online

If you’re a freelancer or run a small business and are looking to capture credit card details online, there are tons of resources out there to help you do this. The two best inexpensive resources I use (and my clients use) are Stripe and Formstack. You’ve probably heard of Stripe, but you might not knowContinue reading “The Best Way to Safely Capture Credit Card Details Online”

Debt Update: $34,030.34

It’s been about five months since my last post, so here’s an update. First of all, I’m no longer preparing for a wedding – my former fiancée and I decided it best to call it off as we both work on ourselves and deal with some personal issues that would prevent us from having a happy, long-lasting marriage.Continue reading “Debt Update: $34,030.34”

No credit card debt… Cool.

So, about the time I started Dimes to Dough, I had just signed up for a new credit card, my second credit card ever, an AMEX card. Years of 0% APR on my Citi Card had finally ran out, and I didn’t feel like negotiating for 0% APR again. So, I agreed to a seemingly niceContinue reading “No credit card debt… Cool.”

Emergency fund, check! Zero balance on credit card, check!

Today is a good day. I’m happy to report that I’ve paid off the entire balance on my Citi credit card! I carried a balance on that thing for over a year! Fortunately, I only had to pay interest charges for the past two months ($30 total or so). I first got the Citi cardContinue reading “Emergency fund, check! Zero balance on credit card, check!”

Remembering my biggest money mistake yet

All of us make terrible mistakes with our money. Some of us more than others, but inevitably we all do it every once in a while. Since it’s the start of a new year, it’s always a great time to reflect and make sure we don’t repeat the same mistakes we’ve made before. Think for aContinue reading “Remembering my biggest money mistake yet”

Don’t argue Dave Ramsey on credit cards

I’ve read a number of blog posts and articles in the past few days that attempt to refute Dave’s steadfast belief that there is no good reason to use a credit card. These articles I’ve stumbled upon (here’s one) all go on to explain the benefits of using credit cards, and I just smile and laugh toContinue reading “Don’t argue Dave Ramsey on credit cards”

My rant on credit scores

Our society places too much emphasis on credit scores. And sadly, I’m not much different myself. I am somehow proud that I have a high credit score. I use Credit Karma’s free credit tools and keep an eye on my credit history to make sure my information is accurate. For God’s sake, my credit history has beenContinue reading “My rant on credit scores”