An easy do-it-yourself method for managing bills

How do you keep track of your bills and recurring expenses? Do you use Mint.com, your bank's bill payment system or some sort of financial software? Maybe you just keep track on paper. For me, every solution I've tried is too much to keep up with. Something always ends up not working the way I expect it…

I can be debt-free in two years

I'm a big numbers guy, particularly with my personal finances. I'm always calculating how much extra cash I can afford to pay down on debt each month. But I haven't seriously considered how quick I could become debt-free since I was a freshman or sophomore in college. With my part-time income at that time, it seemed like…