I started this blog way back in the end of 2014. Now, it’s already halfway through 2015 and I feel like I’m still right where I left off. Things keep coming up that keep pushing back my ability to tackle my debt, such as an impending wedding, car repair expenses, travel expenses, and overspending in general.
Normally, spending the amount of money that I do would be no huge deal, if I didn’t have any debt to my name. But I still have debt, approximately $85,000 of it, and I can’t stand it. I spend so much time pondering the state of my financial situation rather than actively doing something about it. Why? Because I feel stuck. Maybe you feel the same way?
I feel stuck since there are still a handful of wedding expenses that will hit the budget, and it just doesn’t seem to make much sense to be fired up about getting out of debt when a wedding (and all of the expenses that have to go with it) are still coming down the pipeline. And at the same time, the bills are getting paid, my fiancée and I’s jobs are secure, I’m getting a promotion and with it a raise, and things are overall going very smooth. But I don’t want to be in debt. I don’t want to wait a conservative 4 years or something ‘reasonable’ to be out of debt. I want to have it paid off THIS YEAR. Is it possible? Yes. Would it be a crazy thing to achieve? Absolutely.
Pinching pennies is one way, but there has to be a better way, a way to get out of debt fast. If you’re also struggling with debt, hang in there and keep pushing towards the light at the end of the tunnel. I’ll race you to it!